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It is not yet available today, mr. Chairman, we do have industry and government involvement on developing those standards. Because we have to develop a standard in order to implement that technology into the network. Well, if you could have heard all of the hearings that we have had, and just to complicate matters, a lot of them dont originate in this country. They are from a foreign country, and that means youve got to work with another government in order to get them to cooperate to go after the guys. So that makes it doubly difficult and longer and longer and, therefore, the development of technology that will help someone identify a number of them who gets spoofed, that would be extremely helpful in the protection of senior citizens, indeed, protection of customers. Because of the vote that is now occurring, i want to say that i want to bring to the table retailers who offer the services to send money, such as western union, moneygram, and the various cards. Were going to have a fu

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