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Volatility. there are worries about a solvency crisis in the europe banking system because of this debt problem that they re having. particularly, portugal, italy, ireland, greece and spain. they re known as the piggs of europe. a lot of european banks, particularly french banks own a lot of bad debt. there were growing concerns that we could have a lehman like moment in europe. you had to that some disappointing statistics we ve seen recently and you have the makings for the fourth week of selling. worst month since march of 2009 for wall street. j.p. morgan chase lowered its forecast. after morgan stanley warned about the recession, what was the reaction there? i think everybody knows that we are again flirting with the possible of a double dip recession. we re getting a lot of market signals that suggest that. as mike seemed to indicate, we have very little adult ....