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Transcripts For CSPAN3 Politics Public Policy Today 20240622

Until june 25th of this year when we had these two companion decisions that came down. King is precisely exactly like webber. The majority opinion said look you cant look at forward in isolation and give it a broader meaning because the broader purpose was to give subsidies to poor people. The precise facts in king were as follows the statute dealing with subsidies, said they are available for purchases made off an exchange established by the state under statute 131211 of the statute and the question was what if you made an exchange off of an exchange of the federal government under 1321 and does that qualify and in other words does state mean state. Which is not a question for the nonjudicial mind but was one that bee fuddled six members of the Supreme Court. And they analyzed it in precisely the way they had done in webber. Listen the broader purpose was to provide substance and were not going to be Fuddy Duddies and worry about language or exactly what congress has done. I wont walk

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Transcripts For CSPAN3 Key Capitol Hill Hearings 20240622

Question, is it a problem . Is it not really a problem . What we do see is that every month of last year, from the Census Bureau ser survey data, manufactured housing lending was up from the month before. And the leading manufactured housing manufacturers are quite profitable. So i dont know what to make of some of the concerns people are raising to me. But i will say that this issue of costs on a smaller loan, i think, is a universal issue and problem and one that maybe we should be thinking about whether the thresholds are exactly right. Thank you for the time and i would close by saying i pleesht you looking fa data, and i understand that in a growing economy, youre likely to see more people doing these types of things. Weve seen some data that shows that numbers of these people are unable to be served and theyre ending up paying more for rental housing than they could be paying for actually purchasing, again, a lowercost home of either type, whether its conventional areor manufactu

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Transcripts For CSPAN3 Key Capitol Hill Hearings 20240622

Otherwise would be required to pay and might be subject to further costs and Court Proceedings that is forgiven and wiped from the books. But yes, its meaningful relief for american consumers. And the other point that senator warren has made to me thats wrort making is every time we then correct practices, the same things dont happen going forward, and you can expect the same money being saved each year in the future but its hard to quantify that. It is hard to quantify, but every time a consumer gets a fair Mortgage Loan rather than a predatory one a great deal of help has been created in terms of a wealthbuilding enterprise versus a wealthsfriping one. I want to turn to the subject of payday loans, and youre engaged in laying out a policy framework not yet a draft regulation and taking feedback on it. In oregon we proceeded to establish a pretty rigorous framework, reestablishing a user cap on the full range of loans consumer loans, payday loans, because wed seen the migration of one

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Pat Johnson Named Bess Lomax Hawes National Heritage Fellowship Recipient

Pat Johnson Named Bess Lomax Hawes National Heritage Fellowship Recipient
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Campus Compass: Kansas State Libraries

Campus Compass: Kansas State Libraries
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