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The expenses that come with buying, renovating and decorating a home can add up, but fortunately, there are ways to save money every step of the way. See: 15 Worst States To Live on Just a Social. ....
12 Retirement Plans for a Financially Secure Future Use this guide to select the right retirement plan for your nest egg. Editor s Note: This story originally appeared on SmartAsset.com. Having one or more retirement accounts can help you realize your long-term financial goals, including growing wealth and securing a comfortable retirement. Workplace plans, individual retirement accounts and self-employed retirement accounts are just some of the ways you can save. With so many options to choose from, you may be wondering where to put your money. Reviewing the best retirement plans for 2021 can help with deciding how to invest for the future. Another big help with retirement planning is working with a financial adviser experienced in this area. ....
Work for Yourself? Here’s How to Reduce Self-Employment Taxes Your self-employment taxes could be more than your income taxes. Here s how to cut them. This story originally appeared on SmartAsset.com. The self-employment (SE) tax is the equivalent of the tax regular employees and their employers pay. It’s the way self-employed people, freelancers and independent contractors contribute to the Social Security and Medicare funds. With a tax rate of 15.3% applying to everything self-employed workers earn, SE tax can add up to a lot. In some cases, SE tax is more than income tax. That means reducing SE tax is an important financial consideration for self-employed taxpayers. Here’s how to do it. ....