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I have a lump sum. Should I use it to pay off my mortgage or put it towards my pension?

I have a lump sum. Should I use it to pay off my mortgage or put it towards my pension?
independent.ie - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from independent.ie Daily Mail and Mail on Sunday newspapers.

Philip Cullen , Southeast Mortgages Financial Services , Southeast Mortgages , Financial Broker ,

Can you explain about inheritance tax on the family home and its implications?

Can you explain about inheritance tax on the family home and its implications?
independent.ie - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from independent.ie Daily Mail and Mail on Sunday newspapers.

Philip Cullen , Southeast Mortgages Financial Services , Capital Acquisitions Tax , Southeast Mortgages , Financial Broker ,

My parents want to gift my children money. What is the most tax efficient way to do this?

My parents want to gift my children money. What is the most tax efficient way to do this?
independent.ie - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from independent.ie Daily Mail and Mail on Sunday newspapers.

Philip Cullen , Southeast Mortgages Financial Services , Southeast Mortgages , Financial Broker ,

Seated area in Tilney St Lawrence dedicated to community-minded man

Seated area in Tilney St Lawrence dedicated to community-minded man
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Philip Cullen , Margaret Wilkinson , Community Infrastructure Levy , Norfolk Mayor Margaret Wilkinson , Tilney St Lawrence ,

I've just retired and have opted for an Approved Retirement Fund, but is it too late to switch to an Annuity?

Q. I recently retired, received my tax-free lump sum and purchased an Approved Retirement Fund with the remainder. I chose this option based on advice which stated that annuity rates were exceptionally low at the time. I just heard that this has changed and that Annuities are now the way to go. Is it too late for me? ....

Philip Cullen , Retirement Fund , Southeast Mortgages Financial Services , Approved Retirement Fund , Southeast Mortgages , Financial Broker ,