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Self-made millionaires all started with the same savings strategy


Self-made millionaires share the same major savings goal
In his book, Corley wrote 80% of the self-made millionaires he studied didn t get wealthy until after age 50 but that almost all of them started the same way.
The self-made millionaires in my study all set a goal of saving 10 to 20% of their income during their pre-millionaire years, Corley wrote. The average American has a savings rate of about 8%, according to the St. Louis
Federal Reserve
.
Using a bucket system to save
More importantly, the pre-millionaires were intentional about where they put their savings. Using a strategy Corley calls the bucket system, they siphoned their savings into four general categories: retirement savings, specific expenses, unexpected expenses, and cyclical expenses. ....

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