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Buydown, Corresp., POS, eClosing, Outsource, Insurance Products; FHFA/Freddie/Fannie Changes

I was having dinner in Manhattan last night, with the topics including Virgin Orbit filing for bankruptcy and the continuing Homepoint rumors (any questions should be directed to your wholesale AE or the publicly-held company itself!), when the waiter came up and asked how everything was before I’d taken a bite. Does that constitute a “dishruption?” Want a visual of something as disruptive as an FHFA pricing change with no notice or lead time? Here you go. For more acronyms that begin with “F,” the Federal Deposit Insurance Corporation (FDIC) announced the framework of a marketing process for the approximately $60 billion loan portfolio retained in receivership following the failure of Signature Bank, New York, New York. Dig your loose change out of the couch and buy some of the portfolio “comprised primarily of commercial real estate (CRE) loans, mostly multifamily in NYC, commercial loans, and a smaller pool of single-family residential loans ....

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Conduct risk under the spotlight: UK financial institutions face ever greater Covid-19-related regulatory scrutiny | Allen & Overy LLP


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The Financial Conduct Authority (FCA) has warned banks and other financial institutions of its determination to clamp down on market abuse arising from virtual working. Catherine Gibaud assesses the main conduct risks and the implications of the regulatory reckoning awaiting financial institutions.
In 2020, at the height of the pandemic, we considered that regulatory reckoning would focus on three areas: market conduct risks, retail conduct risks and SME lending decisions in the context of government loan schemes. Several months on, and with the virtual working environment now “business as usual” for many banks and financial institutions, we revisit these likely areas of scrutiny to consider developments and manifestation of these risks so far. ....

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A Manufacturer's Case for Electricity Infrastructure Investment


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Over the weekend, I was talking with a friend about the Biden administration’s proposed $2.3 trillion infrastructure bill. My friend, a pragmatist with strong ‘small government’ leanings was struggling with the rationale behind the massive infrastructure plan. In particular:  why invest in electricity infrastructure Texas power outage notwithstanding? I’d love to say that I was able to spout all the facts & figures in the moment but as usual, I came up with a much better argument after the moment had passed.[1]
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OvareGroup Acquires Award-Winning Editorial House, Beast, from Company 3/Method


OvareGroup Acquires Award-Winning Editorial House, Beast, from Company 3/Method
OvareGroup Acquires Award-Winning Editorial House, Beast, from Company 3/Method
OvareGroup, a Los-Angeles-based holding company, today announced the acquisition of the award-winning post-production and visual effects studio, Beast (beast.tv), formerly a subsidiary of Company 3 / Method Inc. (company3.com), itself a former subsidiary of Deluxe Entertainment Services Inc.
Beast is an award-winning creative and post-production studio that has done work for a number of leading brands, including Nike, AT&T, the Black Eyed Peas, Linkin Park, BMW, Mercedes-Benz, and General Motors, among others. Beast serves the advertising, digital and music industries and specializes in post-production and visual effects for film and video content that is distributed everywhere from broadcast and streaming to various social and digital channels. ....

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