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Affordable mainstream credit still key for underserved after record 2022

The year 2022 reemphasized the reason small-dollar lending has consistently delivered on member need over and over since the beginning of the credit union ....

National Credit Union Administration , Pew Charitable Trusts , Payday Alternative Loan ,

Credit union liquidity fears give CUSOs the stage to shine

Whether it was the leftover effects of the COVID pandemic, inflation-related factors, or liquidity fears in the economy, small-dollar lending found itself ....

National Credit Union Administration , Payday Alternative Loan ,

As credit card debt hits new high, PALs reassert their value for credit union members

Monthly bills, unexpected emergencies, and the subsequent credit card debt have been known to surprise. Rent due, and your credit union member found ....

United States , National Credit Union Association , Pew Charitable Trusts , Payday Alternative Loan ,