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Obamacare Exchanges: Stable for 2023, But with an Uncertain Future

Plan year 2023 is the 10th year of operation for the health insurance exchanges created by the Affordable Care Act (ACA) known as Obamacare. At both the state and county levels, insurer choice and competition in the Obamacare exchanges for 2023 is roughly back to where it was in 2015 before large and escalating losses prompted numerous insurers to exit the exchanges. Despite this stabilization, insurance exchanges are still 24 percent less competitive than markets were before Obamacare was enacted in 2010. ....

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2018 Obamacare Health Insurance Exchanges: Competition and Choice Continue to Shrink

The 2018 plan year is the fifth year of operation for the Affordable Care Act (ACA, known as Obamacare) health insurance exchanges. For the third year in a row, insurer participation has declined. Obamacare exchange customers in more than half of all U.S. counties including all counties in 10 states have no insurer choice. State-Level Insurer Competition in the Exchanges ....

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Obamacare Exchanges Gained Health Insurers for 2022—a Development that New Biden Administration Regulations Could Reverse

Plan year 2022 is the ninth year of operation for the health insurance exchanges created by the Affordable Care Act (ACA), known as Obamacare. It also marks the fourth consecutive year of increased insurer participation at both the state and county levels a reversal of the prior trend of decreasing insurer participation during plan years 2016 through 2018, and a reflection of actions taken by the Trump Administration. Yet, new regulations by the Biden Administration could reverse these trends, driving up premiums and sparking renewed insurer exits. ....

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Obamacare's Health Insurance Exchanges in 2021: Increased Options, but Still Less Than Pre-ACA

Obamacare's Health Insurance Exchanges in 2021: Increased Options, but Still Less Than Pre-ACA
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