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Audit, Pre-Qual, TPO Programs, HELOC Evaluation Tools; Loan Limits and Amounts Drive Program Changes

While investors who “jumped the gun” on establishing their own conforming conventional loan limits ahead of the official proclamation at the end of November by the FHFA are wondering if they “spoke too soon” as values drop, time is rushing by. Kids are back in school, learning about Cuba and having pizza. We’re losing about 3 minutes of daylight a day. Children are picking out Halloween costumes. There are fake Christmas trees in Costco. We don’t turn back the clocks (daylight savings time in all the states except Arizona and Hawaii) for another month, November 6. Things are happening behind the scenes, and today’s Rich and Rob Rundown has Nadia Evangelou, the National Association of Realtor’s Senior Economist and Director of Forecasting, and Jim Parrott, a nonresident fellow at the Urban Institute and owner of Parrott Ryan Advisors. Topics will include FHA pricing moves, FHFA pricing moves, the FHFA on credit scoring models, fore ....

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New Year's Honours: Inspirational figures from Aberdeen, Aberdeenshire and Moray receive awards


New Years Honours: Inspirational figures from Aberdeen, Aberdeenshire and Moray receive awards
by Alastair Gossip, James Wyllie and Zoe Phillips
30/12/2020, 10:30 pm
Updated: 31/12/2020, 11:31 am
© DCT Media/Jason Hedges
Des Cheyne, owner of Spotty Bag Shop in Banff.
Inspirational figures in the north-east have been awarded accolades in the Queen’s New Years Honours list.
Des Cheyne
One of the recipients is a Banff shopkeeper who was forced to drive as far south as Manchester to stock up on essential supplies for vulnerable people in the early months of the pandemic.
Des Cheyne, who owns the Spotty Bag Shop, said he and his family were “gobsmacked” to find he would be awarded the British Empire Medal (BEM) for his role in the north-east town’s Covid response. ....

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