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Detailed text transcripts for TV channel - FOXNEWS - 20100719:13:46:00

Bill that they cannot increase deductibles so how are you going to get premiums down if you can t increase deductibles and have patients pay more? the only other way you can do it is to cut fees to doctors to offer less services. that s what we re actually seeing here. the way they do it is they allow you to choose less doctors, in other words, they put less doctors on your panel, less hospitals. bill: how does that save money in a plan? you re still paying the overall bill because there s no out of network cost. tpherz you don t have a doctor who says i ll play ball with you but you have to pay my fee. you vet lowers fees, you capitate and get payment out to doctors and hospitals. you re in control. the insurance company dictates the price, and they say dock, you want to doc, you want to play ball, this is what you get. here s in the problems, in the 1990s patients rebelled, they wanted more choices. bill: this was put into effect in the 1990? pretty similar. you had gate keeper ....

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