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There is a clear nationwide trend of federal courts disposing of COVID-19 business interruption suits. Insureds are not clearing their initial burden to establish direct physical loss. ....
The Seventh Circuit affirmed a lower court's decision to toss a suit from childcare centers in Illinois and Michigan seeking insurance coverage for claims related to closures caused by COVID-19, ruling Tuesday that they did not allege "direct physical loss of or damage to" property, as required under their policies. ....