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Abuses and things that contributed to the financial crisis, like getting loans without having to document your incentive and incentives for brokers to steer you into loans. a lot of othat stuff has already stopped because banks realized, too late, but bad loans are bad for business. they re not making too many loans like that now. they re not making enough loans. but i think when things sort of get back to normal and who knows how many years, five, eight, ten years, that will be prohibited. something that people won t be aware of, merchants will set minimums to pay with a debit or credit card. they have to pay for every credit card purpose. they say no credit card purchase under $10. they will now be allowed to do that. people who go to starbucks and pay for their coffee. you have to pay with cash if you buy something cheap. it sets up this consumer protection bureau which is, we sort of all have the idea, but ....

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