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Why soft credit pulls are key for your mortgage workflow

Lenders who have started using these have saved up to 71% compared to all hard inquiries, Blend's co-founder says.

Leads abatement actRitchie torresFair credit reporting actCredit scoresCredit reporting

Two wholesale mortgage lenders on how they re thriving today

Both Flagstar and Deephaven tout the practice of sharing their market expertise with the mortgage brokers and bankers doing business with them.

United statesTom davisJohn gibsonFannie maeYork community bancorpMortgage bankers associationImpac mortgage holdingsNational mortgage newsHome point capitalMortgage newsNew york communityUnited wholesale mortgageNmn wholesale 2023Wholesale lenders

Housing starts rise in sign that construction is stabilizing

Beginning home construction rose 2.2% to a 1.4 million annualized rate, according to government data released Wednesday.

Rubeela farooqiFederal reserve bankHigh frequency economicsFederal reserveHousing inventoryHousing markets

Purchase loans fall to lowest mark in a month

The 30-year conforming rate surged to its highest point since March, driving borrower activity downward, the Mortgage Bankers Association said.

Joel kanUs department of agricultureMortgage bankers associationDepartment of veterans affairsMortgage bankersMarket composite indexPurchase indexRefinance indexGovernment indexHousing administration guaranteedVeterans affairsMortgage applications

MONEYME originations drop 71% in a year

Originations at the personal lender plummeted by more than 70 per cent in a year, with just $98 million written in 3Q23.

Clayton howesAnnie kaneSocietyone fundingNational australia bankWestpac institutional bankSocietyone funding trustAustralia bank

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