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If you’re a farmer or know one, you will likewise know that it’s a risky business and becoming more so as the climate becomes increasingly unreliable and extreme. Agricultural risk management is well established in developed countries but less so in developing countries, where, if it exists at all, typically is provided only for major monoculturally grown staples, such as rice. Agricultural risk management can be defined as identifying, assessing ‘qualitatively and quantitively’, and adopting preventive or mitigating measures against risks that affect agricultural production. The absence in most countries of any kind of insurance product for mixed farming systems, such as agroforestry, which have been proven to be more resilient is a huge barrier for farmers wanting to establish climate-smart systems. ....