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Underwater mortgage: What it is and what to do

None When you owe more on your mortgage than your house is worth, the loan is referred to as 'underwater,' or in a state of negative equity. • None Having an…

Student loan guidelines for getting a mortgage

None Even if you're paying off student loans, it's still possible to get a mortgage. • None Having student loans impacts your debt-to-income ratio. Ideally,…

Should I get a student credit card?

None Having a student credit card can come in handy if you have an emergency, have a large purchase or want to establish credit. • None Getting a credit card…

VA Certificate of Eligibility: What it is and how to get one

None A VA certificate of eligibility (COE) is evidence that you meet the requirements for a VA loan. • None Having a COE does not guarantee loan approval. •…

What is negative equity? A guide to underwater mortgages

None Negative equity occurs when your home's value sinks below the amount you owe on it (from your mortgage or other home loans). • None Having negative…

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