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Monday morning, lets get into the bank rate study be at 50 , those one eels 1829 dont have a credit card. By comparison 35 of people older than 30 dont have a credit card. I want to look on the good side of this for a second, i think that is a positive for america mamaybe thrift is back, maybe te idea you borrow a ton of money and spend it crazily is out. I think that is a good thing, dont you . Charles that is a good thing with limits. If everybody were to buckle down and not spend money, we wouldnt have any advertising advertising on the show. I will tell you though this is not just the millennials, america took a huge shot. July 2008 the outstanding credit cards over a trillion dollars. Right now 873 alien so were still almost 200 billion away from the peak. A lot of people go and spend debit. They will spend every nic nickel they have on debit. If you go too long without establishing credit history, one day you want to buy a house or a car and found out i have money in the bank, bu

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