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A Housing Market Without Fannie Mae and Freddie Mac: The Effect on Housing Starts heritage.org - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from heritage.org Daily Mail and Mail on Sunday newspapers.
A Housing Market Without Fannie Mae and Freddie Mac: Effect on Home Prices heritage.org - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from heritage.org Daily Mail and Mail on Sunday newspapers.
The increase in the homeownership rate from 63.8 percent in the first quarter of 1994 to almost 70 percent in the first quarter of 2005 and its subsequent fall to 67.1 percent in the first quarter of 2010 has cast doubts on the effectiveness of the government’s policy of subsidizing mortgage interest rates and lowering down payments. Although a substantial amount of academic research has focused on the effects of GSE intervention in raising the homeownership rate, less attention has been paid to race/ethnic and regional differences. One of the novel features of this study is that it provides a scenario of what would happen to homeownership rate at the national or regional level, and among race/ethnic groups without the GSEs. ....