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NBFCs seek access to credit repository of large borrowers


NBFCs push for parity with banks, seek access to credit repository of large borrowers
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Non-bank lenders that are mandated to report the relevant credit information every quarter don’t have access to the data on their own customers, or prospective customers, through the CRILC portal.
Non-bank lenders, considered crucial for helping further the cause of financial inclusion in India’s layered but burgeoning economy, want parity with their banking peers in accessing an exclusive database on large borrowers for early stress warnings that should give financiers adequate lead time to deploy the defensive moat.
The grouping that represents such lenders has written to the Reserve Bank of India (RBI) for full access to the Central Repository of Information on Large Credits, or CRILC, arguing that information on such accounts should strengthen the credit appraisal process and help enforce greater credit discipline among borrowers. ....

Arka Fincap , Nachiket Naik , Industry Development Council , Lenders Forum , Reserve Bank , Central Repository , Large Credits , Finance Industry Development Council , Joint Lenders Forum , Large Borrowers , Exclusive Database , Reserve Bank Of India , Greater Credit Discipline , ஏற்க பிங்கப் , நாச்சிகேட் நாயக் , தொழில் வளர்ச்சி சபை , கடன் வழங்குநர்கள் மன்றம் , இருப்பு வங்கி , மைய களஞ்சியம் , பெரியது வரவு , நிதி தொழில் வளர்ச்சி சபை , கூட்டு கடன் வழங்குநர்கள் மன்றம் , பிரத்தியேக தரவுத்தளம் , இருப்பு வங்கி ஆஃப் இந்தியா , அதிகமானது கடன் ஒழுக்கம் ,