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How lenders manage risk in MSME lending when credit history in not available

Some of the traditional methods used for credit assessment of businesses such as using credit history to predict behaviour or analysing cash flows and profitability using bank statements and financial statements are not very helpful. ....

Shikhar Aggarwal , Ujual George , Aye Finance , Risk Management , Credit Risk , Msme Lending , Credit History , Loan Portfolios , Financial Institutions , Business Acumen , Underwriting Model , Data Sciences , Msme Lenders , Blse Services ,