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Mortgage Outlook: January Rates Remain in the Deep Freeze
NerdWallet
12/21/2020
Holden Lewis
© Getty Images
Mortgage rates will start the year near historically low levels, and remain low through January.
January mortgage rates forecast
The year begins with mortgage rates near historically low levels, with the 30-year fixed-rate mortgage averaging under 3%. Rates will remain low in January.
Today s mortgage rates sprouted from the pandemic and the resulting recession, in which millions of jobs withered. Some lost jobs will return in 2021, but the economy is unlikely to flourish enough to push mortgage rates significantly higher in January, or indeed the first half of the year. ....

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