Many younger people are unlikely to be able to match the financial quality of life that their parents enjoyed - but reducing the tax they pay on money they inherit can help.
One provider gave me two weeks notice of a platform change which required a period when no transfers could be made. The period ends three days before the Aviva guarantee on my annuity quote ends.
Untold sums of top-ups cash could be sitting in Government coffers, instead of being refunded. Kathryn Tattum checked with Government staff first, before paying £3,300 in May last year.