solely, with those kind of prices. it would have been very hard for me to do it. instead of paying the full cost up front, it s typically broken down into weekly or monthly repayments. it s interest free credit with no fees, providing mike pays his instalments on time. you can pay, like, £10 this week, and then £10 the next week. it s less of a shock to the system than, i don t know, going to a shop and buying something, and then the total being £100 and something quid. that s what makes you want to use it more. i think it s like the psychology of it. it s not a big sum. when it s like staggered, and it s like smaller payments, small amounts, itjust means that, like, you re not having that feeling of, like, i shouldn t have bought that. most buy now, pay later companies advertise on social media. iona bain is a personal finance expert. these firms are actively targeting the younger market. they are actively trying to normalise
it s just a cycle that goes on and on and on. so, you know, unless a miracle happens and i win the lottery, i think i will be forever paying. zilch says, today s consumers are driven by convenience and will choose to shop and pay in ways that are easiest and most affordable. it says it combines open banking with soft credit checks so credit scores are unaffected. so, what happens if you fall behind with your buy now, pay later repayments? a survey of 2,000 buy now pay later customers found nearly 43% reported missing one payment. mike couldn t keep up with his instalments. it started from, like, let me see what that s about to then using it every now and then, and to then
do. he did not send help. we were waiting for support that day. if i can interrupt, it is very, very, very important to say when i was talking with mike fanone. and we had become friends over this. me and mike couldn t be more different and we both want the same thing. mike is a republican of i m democrat who voted for a republican governor. but do i what makes sense. mike said, and he told the congressmen, that 50% of metropolitan police department that were on the scene january 6th, self-deployed. that means they came on their own. we had capitol police officers that just showed up because they saw the news. but officers as far as pennsylvania came back on their own. because they wanted to be there
bit him hard. very hard. he outsmarted himself. that s why he s in prison. free to ride harley, but it s still eats him up that a man he never met tried to frame him with murder. you could sit down and talk to him, what would you say to him. i am retrained, right. i couldn t get to him, right. i would not be a good communicator in that conversation mode with him sitting there. i couldn t do it. mike couldn t do it either. he rather not think about tim s last moments of his precious baby sister s life. i m not interested in remembering karen associated with that crime. it s been a long ordeal for you. yes. i want to remember karen as the brilliant beautiful young woman
the nfl. my mom, she was crazy excited. i mean, it was everything that i ever hoped for. it was everything i wanted, you know? and then, overnight, mike lost his biggest fan. his mom died in a car accident during the holidays of his sophomore year. mike s wife aubrey first met him not long after that accident. for him to be all right and mentally deal with this he was going to lean on football. the funeral was new year s eve 2010. here s the pass. left side. michael james. the same day as one of mike s biggest collegiate games, the sun bowl. an excruciating decision. i was going to do the thing that made both of us happy. play ball. you know? she would have wanted you to be at that game. yeah. my mom i know my mom. you know? driven by grief, mike became