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Suddenly, their rates would skyrocket. You would have a domino effect. Everyone else in the individual market in that stage would suddenly be jeopardized. Some private Insurance Companies would see their portfolios in grave jeopardy, pretty quickly. I would say, having been there for not only all the debate and testimony, all the hearings, that led the implementations there was never a conversation suggesting testimony amendments, during the passage of the bill or certainly any regulation that we ever wrote, any conversation i had with my former colleagues, governors around the country that said, oh by the way, if you dont set up your own exchange, your citizens wont have coverage. I think it is a it is difficult to read what is a National Framework national law, National Coverage and say that this was the in ....

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