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多城市房贷收紧板块估值再创新低　　上周上海首批集中供地正式落下帷幕，本次土拍为“限地价+一次书面报价”的竞价方式，限定土地最高报价溢价率为10%，后进行一次书面报价，结合延用的打分制，房企每拿一块地都会被扣除15分，使得竞拍机会更加均等。在新规则下，上海本次土拍平均溢价率仅为5.81%，地价水平得到有效控制。武汉于6月25日开启首次集中供地，当日成交29宗涉及住宅地块，成交总价396亿，平均溢价率2.05%。多数为底价成交，个别地块溢价率高企，最高溢价率66.5%。　　近期重点城市房贷呈现收紧态势，6月10日起，杭州多家银行的首套房、二套房最低贷款利率均上调20BP，分别由5.4%、5.5%上调至5.6%、5.7%。工商银行发布最新通知，自6月25日起，工商银行广州地区房贷利率 ....

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