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Best 3-month CD rates — July 2021

Best 3-month CD rates — July 2021
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Best 5-year CD rates — June 2021

Best 5-year CD rates June 2021 Bankrate 11 hrs ago © KOLOstock/Getty Images Family spending time together A certificate of deposit, or CD, is a financial product that allows you to stash away some cash and earn a fixed rate of interest on that cash for a set period of time. In exchange for handing over your money for a specified and longer term, banks are usually willing to offer you a higher interest rate. For example, a 5-year CD can earn you a higher (and guaranteed) rate than a typical savings account while still offering safety. Popular Searches Summary of best 5-year CD rates for June 2021

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Best 4-year CD rates — June 2021

Best 4-year CD rates — June 2021
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Best 3-year CD rates — June 2021

Best 3-year CD rates — June 2021
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Best 9-month CD rates — May 2021

Best 9-month CD rates May 2021 Bankrate 5/3/2021 © Provided by Bankrate USA, Florida, Miami Beach, young couple using cell phone in the city Reaching your savings goals can be challenging. And having easy access to funds in a money market or savings account doesn’t help. Popular Searches If you struggle to keep your hands off your savings, a 9-month CD may offer the perfect solution. As with other CDs, there’s an early withdrawal penalty. That may be enough to keep you from touching your deposits before your maturity date. With a 9-month CD, you’ll avoid tying up your funds for an extended period of time. What’s more, you’ll earn a higher rate of return than you would through most savings accounts or a CD with a shorter term. Calculate how much interest you could potentially earn when your CD matures.

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