this is why people should be able to make their own health care decisions, they know what they need and they know what they can afford. half of the people will now have to pay some subsidies back. they maybe got a raise had income that they didn t figure on. when they filled out the forms and enrolled, now it s going to hurt them in the long run they will have to pay that money back to the federal government and that s not something are planning on doing. lou: neil: if they say that this doesn t make sense according to the supreme court then the administration comes back and says congresswoman millions of people will be without health insurance and they are pointing the finger at you guys republicans, what do you do and what do you plan in that event to help those folks out? that s a very real possibility. in my state of south dakota we did not set up a state on exchange. so they are some of those individuals that could lose their health care coverage. that they have thro