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And he is really taking that approach now, which is i am going to reduce the credit list held by the gsc is, but im not necessarily going to pull myself out of the market and allow privatelabel capital directly participate in the securitization of investor process. It is that is a change, it may be that there doesnt seem to be a lot of private market interest participating in this old way. And even the sheer size and scale, some are saying that there could be enough capital out there to do it. And this is kind of like them acting like a market maker and the goal is to reduce this through the process. On this point, a few years ago there was an assumption that privatelabel comeback quickly and that at some point down the road congress would perhaps more easily than what would be the case, advance a partisan legislation in the Senate Banking committee look like its going to pass the bill this week, but not with as much majority to propel it through the senate this year. Until we are not

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