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“One minute you're young and having fun. The next, you're turning down the car stereo to see better.” Gone are the days when all loan officers wanted to see from their company was decent pricing on FHA, VA, Fannie, and Freddie programs, and fast processing. Now, in an effort to do the harder deals (and they’re all harder now, right?), LOs want to see some adjustable-rate programs with decent pricing, non-QM offerings, “green” products, and affordable housing products. On a larger scale, we’re all watching the Fed try to make up lost ground in fighting inflation (+8.3 percent through April for the last 12 months), raising rates but not causing a recession. Look for the term “neutral rate” to gain some press: the point at which interest rates neither boost nor hinder economic growth. Recession? "The underlying strength of the U.S. economy is really good right now. The U.S. economy is strong, the labor m ....
I’m visiting with lenders in Tennessee much of this week, and a fair amount of the talk revolves around conversations with borrowers “unlocking the equity in their homes.” We’ve shifted quickly, which reminds me… What do Howard Johnson’s, Red Barn, Burger Chef, Beefsteak Charlie’s (I could go on… Farrell’s Ice Cream Parlor, Sweet Tomatoes, Chock Full o’ Nuts, although that is trying to stage a comeback…) have in common? They were all wildly popular and profitable, but went out of business. Few companies last forever, and corporate history is littered with big names. In lending, some top lenders from previous years are long gone. In unrelated, but related, news, Better.com was in the news again yesterday for another massive, publicized round of layoffs. (I use the term “publicized” since there are many lenders doing the same thing that don’t make the national news.) The online mortgage st ....
I’m visiting with lenders in Tennessee much of this week, and a fair amount of the talk revolves around conversations with borrowers “unlocking the equity in their homes.” We’ve shifted quickly, which reminds me… What do Howard Johnson’s, Red Barn, Burger Chef, Beefsteak Charlie’s (I could go on… Farrell’s Ice Cream Parlor, Sweet Tomatoes, Chock Full o’ Nuts, although that is trying to stage a comeback…) have in common? They were all wildly popular and profitable, but went out of business. Few companies last forever, and corporate history is littered with big names. In lending, some top lenders from previous years are long gone. In unrelated, but related, news, Better.com was in the news again yesterday for another massive, publicized round of layoffs. (I use the term “publicized” since there are many lenders doing the same thing that don’t make the national news.) The online mortgage st ....
AE, MLO, Client Service Jobs; MSR, Automation, App Integration, Warehouse, TPO Products; Forbearance Numbers Drop Again mortgagenewsdaily.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from mortgagenewsdaily.com Daily Mail and Mail on Sunday newspapers.
Legal, Private MI, MLO, Management Jobs; Renovation, Blockchain Products; MLO Education Trouble, RESPA Settlement mortgagenewsdaily.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from mortgagenewsdaily.com Daily Mail and Mail on Sunday newspapers.