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Why loan defaulting is rampant in Malawi?

Why loan defaulting is rampant in Malawi?
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Youth, women facing challenges to access NEEF loans

“There is need to educate the youth, women who get the loan on financial prudence and discipline.”
The youth and women in the country are facing insurmountable problems to access the flagship countrywide loan scheme from the the country’s micro-finance firm, the National Economic Empowerment Funds (NEEF) due to cumbersome procedures.
The matter was raised through a question during a bi-weekly State House Press briefing, which was convened on Monday after State House director of Communication and President Chakwera’s Executive Assistant, Sean Kampondeni announced that the Head of State had a fact-finding date with the NEEF top brass to iron things out. ....

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