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D what i ca your discretionary mad money pfile. Icis a big reasonhy i wrote get richarefully to begin with. Even if you dont own individual stksctly you probably ha some of exp t the ock maet. A 1 planhere you kepthe bulkf your retirement fun, which i want to take a moment to talk about retireme. For thos you living in a cave40k plan a e main merans se. Theyre offered byyour employeandyre ahere fe iesent vicles there, along with the i. R. A. Imlking out the individual requirement ccou. Wait for those of you whore about to flasleep or change t channel becahe whe id of savi foretiremtuts you to sleep, hea me out. Because you need toknow thi f. M going to tel you some things that u wot hear from e soalled perts. Is shois differe. At thipoint, itsetty mch become coonal wisdoth you have to invesn you 401 k . Th a idi would not contribute to a 401 k plan. You to max out your 401 k if you me engh money for tt to befeasible. The maximum coribution tds toe ingup over tie. 17,25, 1800 in 2015. T ....