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The Independent Singapore News High Court grants bankruptcy order to Novena Globalâs Terence Loh Mr Loh is in debt of around S$70 million to five banks. He now has 21 days to declare assets to the private trustee of his estate, an accounting firm BDO, who could sell the assets, including private property and vehicles, to pay his creditors back. Facebook screengrab: Novena Global Lifecare Share - Advertisement - Singapore â The bankruptcy hearing of Terence Loh, the co-founder of Novena Global Healthcare (NGH) on Thursday (July 8) resulted in the High Court granting the order. Mr Loh is in debt of around S$70 million to five banks. ....