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The 21st Century Retirement Plan: Accumulate Phase

The 21st Century Retirement Plan: Accumulate Phase
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The 21st Century Retirement: Accumulate Phase

By Rod Smyth, Director of Investments
The Paradox of Youth: Why taking risk is ‘less risky’ and starting young may make a bigger difference than you think.
Recognizing that each saver has their own unique circumstances, RiverFront’s general advice for someone starting to save for retirement can be boiled down to four bullets:
Start as young as possible, save whatever you can afford.
If you can, we suggest saving 5-10% of your salary every year on a bi-monthly basis in a tax deferred account. Otherwise, start the process with something. (Maximize any employer matching in a 401(k),403(b), etc.) ....

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