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Point. the institutions are bleeding billions every month. huge inventory of foreclosed properties on their hands. still subsidized by the taxpayers. we re bailing them out because they re losing money. now barney frank says they should be abolished after all of that. david: stephane, go ahead. i don t think canada has the wild-eyed exper menation that the bank experimentation that banks did here in the united states. they didn t have the support of fannie and freddie. they invented the goofy toxic stuff we ended up swallowing here. i m not happening about lou rineri. he s not a saver. liz, you are a person usually slapping a guy like that around. wait. you are attacking him personally. i talk about the ideas. many housing experts say will work, knock down the principle payment of the bubble loan. get the people facing foreclosure to stay in their home. agreed. david: back to basics here. we are talking about the ....