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Our panel was chosen not necessarily because they are smart anchors on this issue but because they are all working on something to address this issue in our country. L martinezay we have from j. P. Morgan chase, wes moore from the robin hood foundation, jean case from the case foundation, and Jeffrey Rosen from the National Constitution enter. Thank you all for being here today. The conversation with the question to the group. Let us follow up on the conversation we were just having. Among talk about trust americans in our institutions domestically. How serious is this challenge . And what do you see in terms of the challenges we face mystically . Senator martinez, i will start with you. Inspiredartinez i am by what has transpired already this morning. I believe there is great skepticism in our country and we must underestimate the power of the financial crisis. That is ....