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Financial Capital: Types, Sources And Examples

Financial Capital: Types, Sources And Examples
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digital lending: Lending service providers may have to provide digital view of all offers: RBI

The Reserve Bank of India (RBI) is considering new rules for digital lending, aiming to enhance transparency. The proposed guidelines would require lending service providers (LSPs) to digitally share all available loan offers from willing lenders with borrowers. This move aims to empower borrowers by providing a clear view of their loan options, including details like lender names, loan amounts, interest rates, and key terms. The RBI also emphasizes the need for unbiased content, prohibiting LSPs from favoring any particular lender.

Reserve bankRegulated entityDigital lendingLoan offersLending service providersKey facts statementReserve bank of india rbi

loan offers: RBI proposes new norms for LSPs to promote transparency

LSP is an agent of a regulated entity (RE) who carries out one or more of lender s functions or part thereof in customer acquisition, underwriting support, pricing support, servicing, monitoring, recovery of specific loan or loan portfolio on behalf of REs in conformity with extant outsourcing guidelines.

Reserve bankLoan productsLoan offersDigital lendingAggregation servicesOutsourcing guidelinesCustomer centricity

How to Get a Personal Loan of ₹1 Lakh in India? - The Hindu BusinessLine

How to Get a Personal Loan of ₹1 Lakh in India? - The Hindu BusinessLine
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Research lendersLoan offersIdentity proofAddress proofIncome proofSalaried individualsSelf employed individualsDebt to income ratio

Mastering Your Finances with a Personal Loan EMI Calculator

Mastering Your Finances with a Personal Loan EMI Calculator
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