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Credit situation. a lot of our members through our feedback, we had seven member listin sessions in february, four conferences, getting feedback from our members on this draft of this legislation, getting their ideas, and one of the concerns was we should cap this credit. like a millionaire that doesn t get health care from their work but is a millionaire doesn t get a tax credit, so that was something everybody agreed with and the ways and means committee made that adjustment, but the reason it is set where it is, is we don t want to have a job penalty. go back a few years ago and when cbos said obamacare produces job lock, obamacare says that the equivalent of 2 to 3 million people will not go into the workforce and take jobs because of the way the obamacare subsidies work. what i mean is, if you set that credit limit too low and a person loses their credit by getting a raise or advancing in life, you don t want to disincentivize that. so they are set at such a level ....

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