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The Globe and Mail CONTENT FROM GLOBE CONTENT STUDIO Published January 18, 2021 Shutterstock Stacey Callender is expecting her first child. Along with all the life changes it will bring, she says it’s a good time for her to revisit her life-insurance plan and make adjustments. “When the baby arrives, I’ll update my life insurance and financial plan, to help financially protect all members of my family in the future,” says Ms. Callender, senior manager of Direct Life & Health at TD Insurance. Term life insurance is meant to help provide funds for your loved ones in the event you pass away. ....
The Globe and Mail CONTENT FROM GLOBE CONTENT STUDIO Published January 18, 2021 Shutterstock For some in their 40s and into their 50s, financial planning is missing an element. The mortgage may be manageable, savings for their children’s higher education is in place, and a retirement nest egg is building. But they still don’t have life insurance. “It’s not too late,” says Matthew Phillips-Brown, senior life insurance advisor at TD Insurance. Up until this point in their lives, people may have invested in other types of insurance to cover the “what ifs,” such as mortgages, travel, disability or added health insurance. But for whatever reason life insurance just hasn’t been a priority. ....