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A lot of people think frugality is about saving money at the cost of your time: you spend all day clipping coupons just to save a couple bucks on your groceries. That’s not frugal at all. Your time is precious more precious than money and true frugality is about using both your time and money wisely. Here’s how. ....
The only CD available today with a 6.02% APY comes from Old Point National Bank, with a $500 minimum balance. See how much interest you could earn. ....
The only CD available today with a 5.65% APY comes from NASA Federal Credit Union, and almost anyone can join. See how much interest you could earn. ....
Multiple banks and credit unions are offering 5% APY on savings accounts sometimes more. Interest rates don't last forever, so they will go back down. ....