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How to Be Frugal Without Wasting Your Time

A lot of people think frugality is about saving money at the cost of your time: you spend all day clipping coupons just to save a couple bucks on your groceries. That’s not frugal at all. Your time is precious more precious than money and true frugality is about using both your time and money wisely. Here’s how. ....

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It Looks Like 5% Is Becoming the New Normal for Savings Accounts

Multiple banks and credit unions are offering 5% APY on savings accounts sometimes more. Interest rates don't last forever, so they will go back down. ....

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