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You are probably familiar with a lay-a-way plan or have taken advantage of one yourself. It’s the same concept only the First-Time Homebuyer Savings Account is a way to save ....
The Temporary Protection Measures for Business Tenants (COVID-19 Pandemic) Ordinance (Cap. 644) (the Ordinance) came into effect on 1 May 2022. This Legal Update focuses on the implications of the Ordinance on lenders, including the authorized institutions supervised by the Hong Kong Monetary A. ....
António Guterres Seit Beginn der Corona-Pandemie ist viel von globaler Solidarität die Rede. Worte allein werden jedoch weder die Pandemie beenden noch die Folgen der Klimakrise eindämmen. Es ist an der Zeit, Solidarität in der Praxis unter Beweis zu stellen. Bei ihrem Treffen in Venedig sehen sich die Finanzministerinnen und -minister der G20 in dreifacher Weise gefordert, Solidarität zu zeigen: nämlich im Hinblick auf Corona-Impfstoffe, auf einen wirtschaftlichen Rettungsanker für die Entwicklungsländer und auf den Klimaschutz. Anteil der Geimpften teilweise unter 1 Prozent Impfstoffe sind der erste Solidaritätstest. Ein globales Impfdefizit gefährdet uns alle, denn solange Covid-19 unter den Nicht-Geimpften grassiert, mutiert das Virus weiter und entwickelt Varianten, die ansteckender, tödlicher oder beides zugleich sein können. Wir befinden uns mitten in einem Wettlauf zwischen Impfstoffen und Varianten. Gewinnen die Varianten, könnte die Pandemie Mill ....
Sales Mgt., MLO Jobs; Non-QM, Processing, ECOA, Subservicing Tools; Administration and Housing Apr 9 2021, 8:07AM What’s new out there? Queen Elizabeth’s husband Prince Phillip has passed away this morning at age 99. Wealthy people in New Yorkseem to be fleeing to live in other states with a lower tax rate. Both Freddie Mac and Fannie Mae released QM loan information that maps out their policies. Any lender originating Agency loans should be aware of their requirements and their effective dates related to their purchase of loans subject to the Qualified Mortgage (QM) Rule and originated relying on the GSE Patch. And tongues are wagging about the proposed CFPB RESPA Servicing Rule with protections for borrowers affected by the COVID emergency. Industry players are questioning the regulatory authority to issue a blanket prohibition on foreclosure through the end of the year and are concerned that the contractual disruption for investors might ....
Recruiting, AE, MLO, Ops Jobs; Hedging, HELOC, Anti-Fraud Tools; CFPB Meeting Transcript; GSE s Bold Move Apr 1 2021, 8:22AM Worried about it being April Fool’s Day? Don’t be. We’ll take care of you. Today s podcast includes a discussion on extended locks, as well as an interview with millennial Megan Sinclair on her non-biased experience with the refinance process. Worried about rising rates? What, your company doesn’t do HELOCs or cash out refis? Here’s a story on rising rates from an industry perspective, although 3.25 percent shouldn’t kill your business. Worried about how Freddie Mac’s announcement yesterday on its new policy regarding 2nd homes and investment properties? We knew it, along with other changes, was coming nearly three months ago. Capital markets folks agree that it is not that bad: Freddie will only purchase second homes and investment property loans that were underwritten by LPA. Not DU. And nearly everyone has ....