just a very surreal it s hard to think imagine that we had a e and now it s gone. reporter: kim and jay purcell bought this small bungalow near the jersey shore 8 years ago, just before they got married. the water came from underneath and hit the top layer out, through here, which was my husband s office. reporter: the house was flooded in super storm sandy. engineers say it needs to be torn down and rebuilt from the ground up. you leave for a night because a storm is coming and you never think, like, that s the last night you are going to sleep in your bed. that s the last night you are going to come home. reporter: even though the couple had full flood insurance and say they were never late on a payment, they have only been offered $28 grand, barely enough to demolish the house. they are dragging their feet. they are submitting. low offers: to the point where, you are supposed to walk away,
kim and jay purcell bought this small bungalow eight years ago. the water came from underneath and rushing underneath and also hit the top layer out. this was my husband roz office. the house was flooded during the storm. and engineers say the place needs to be torn down and rebuilt from the ground up. we leave for a night because the storm is coming, and you never think that that s the last night you re going to sleep in your bed. that s the last night you re going to come home. but even to the this couple had full flood insurance and were never laid on a payment, they ve only been havered 28 grand, barely enough to demolish the house and clear the lot. they re submitting low offers to the point where, what, you re supposed to walk away? even though you had flood insurance? makes no sense. this this kitchen area. jimmy and tracy have done slightly better with their claim