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Blanket 5% infra provisions to hurt both lenders and project viability: Banks to RBI

Bankers have said the norms be subsumed within new provisioning rules that will require lenders to pre-empt assessment on potential losses. “RBI is also in the process of finalising the expected credit loss (ECL) based provisioning guidelines,” said a senior bank executive. "So, there is a suggestion that these infrastructure norms be subsumed into those.” ....

Industry Development Council , Power Finance Corp , Indian Bank Association , Rural Electrification Corp , Mint Road , Reserve Bank , Finance Industry Development Council , Large Credit ,

RBI should review plan to raise provisions against infra loans: FIDC

RBI should review plan to raise provisions against infra loans: FIDC
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Pension Panel , Industry Development Council , Finance Industry Development Council , Reserve Bank , Careedge Ratings , Central Repository , Large Credit ,

RBI asks for info on gold loan frauds

The Reserve Bank of India has asked banks to share info on gold loan frauds and review lending processes after employees manipulated the system. A whistle-blower complaint revealed collusion with customers, manipulated repayments, and liens. RBI banned IIFL Finance from new gold loans. No response from RBI. ....

Credit Information Bureau India Cibil , Reserve Bank , Central Repository , Large Credit , Information Bureau India ,

RBI asks for info on gold loan frauds

The Reserve Bank of India has asked banks to share info on gold loan frauds and review lending processes after employees manipulated the system. A whistle-blower complaint revealed collusion with customers, manipulated repayments, and liens. RBI banned IIFL Finance from new gold loans. No response from RBI. ....

Credit Information Bureau India Cibil , Reserve Bank , Central Repository , Large Credit , Information Bureau India ,