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Top News In Kris Kully Today - Breaking & Trending Today

Loan officers are dramatically cutting their pay to win clients. It's often illegal.

HousingWire interviewed more than a dozen loan officers, mortgage executives, attorneys to shed light on the practice of LOs falsifying lead sources to gain a pricing edge on competitors. ....

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Community Reinvestment Act Overhaul: Finalized Changes To CRA Regulations And How They May Affect Banks (Podcast) - Financial Services

The US federal banking regulators recently finalized major changes to their decades-old Community Reinvestment Act (CRA) regulations, which will have significant consequences for many US banks. ....

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CFPB to review QM rule

The Consumer Financial Protection Bureau (CFPB) said Friday it would take a “fresh look” at its Qualified Mortgage (QM) rule. ....

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CFPB wants lenders to disclose reason for denial of credit

The CFPB reminded lenders they are required by law to disclose the reason a customer was denied credit, even if based on a complex algorithm. ....

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Mortgage industry needs climate plan sooner than later: panel

The Federal Housing Finance Agency has indicated that lenders will be required to demonstrate policies addressing the risk on business. ....

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