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FICO Vs. VantageScore: Why Your Credit Score Differs Depending On The Source

Created with Sketch. Have you ever checked your credit score for free on a site such as Credit Karma or Mint, only to find out from a credit card company or car dealership that your “real” score is actually much lower? That’s because the credit scores provided by free services are considered “educational.” The score that most lenders see is your FICO score, which is calculated differently and often costs money to access. That’s nothing new, but it appears the internet at large just found out. And as usual, Twitter users have the best response. credit karma: “your credit score is 800”

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