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Operator Good day, and welcome to the Home BancShares, Inc. First Quarter Earnings Conference Call. [Operator Instructions]. After today s presentation there will be an opportunity to ask questions. [Operator Instructions]. I would now like to turn the conference over to Donna Townsell. Please go ahead. Donna Townsell Director of Investor Relations Thank you, Lisa. I m Donna Townsell, Director of Investor Relations. And our management team would like to thank you for joining our first quarterly conference call of 2021. Reporting today will be our Chairman, John Allison; Tracy French, President and CEO of Centennial Bank; Brian Davis, our Chief Financial Officer; Kevin Hester, Chief Lending Officer; Chris Poulton, President of CCFG; John Marshall, President of Shore Premier Finance; and Stephen Tipton, Chief Operating Officer. ....