Subtropical climate but the fact that the subtropical climate happens to be in the country that actually occupies the most territory in the arctic region is rather an almost as well. Never before has Olympic Games been held in the region in such close proximity to a conflict zone. Never before, although more about this conflict zone never before has Olympic Games been held na conflict, in such close proximity to conflict zone in which was, in fact the site effectively to civil wars in the country that is holding the games. One of which effectively russia lost in the mid 1990s with chechnya and one of which was one, the zone in the northern caucasus they are referring to where my esteemed colleagues will talk at greater length about the challenges you know, when mr. Putin went down to Guatemala City in 2007 it was a period of relative relative quiet since i would say in the area. Chechnya have been somewhat stabilized, and the frequency of violence in the other republics, the northern c
a look now at a house hearing on credit scores. witnesses include officials from several of the companies that provide credit scores, which help consumers obtain home loans and other financial products. luis gutierrez of illinois is chairman of this hearing. it s about two hours. this hearing of the subcommittee of financial institutions and consumer credit will come to order. good afternoon and thanks to all of the witnesses for agreeing to appear before the subcommittee today. today s hearing will example how consumer reports are created how they re used in today s financial service economy and the impact they have on consumers. this hearing will also focus on reports completed by the federal reserve and federal trade commission, pursuant to the requirements of section 215. we will be limiting opening statements to 10 minutes perseid, but without objection, the record will be held open for all members opening statements to be made part of the record. we may have membe