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SaaS, Secondary Marketing, Non-QM, Servicing System, Compliance Products; Builder Confidence Improving

Raquel Welch, who passed away yesterday, was an icon in the 60s and 70s. Mick Jagger was as well, and sang, “Just My Imagination” many years ago. But it is not your imagination that residential lending is facing some renewed speedbumps. (Yeah, I know that’s a stretch, but it’s a cool song.) Last night in Spokane at the SMLA meeting, key topics including pricing and rates. It isn’t your imagination that lenders are rolling out the new conforming loan level price adjustments this week, given the delivery requirements from Freddie and Fannie, and despite the redisclosure and operations problems that will inevitably arise. It is also not your imagination that we are being hit by mortgage rates moving higher. Jobs, inflation, and retail sales data all point toward a solid economy, recession be damned, and as a result, higher rates. But for some good news, homebuilder confidence is improving, according to the NAHB, seeing the largest monthly increase for bu ....

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US home prices continue to cool off, reflecting weak housing market

Price gains hit lowest level since summer of 2020 ....

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Mortgage rates are projected to decline, but will that entice buyers?

Mortgage rates have been trending lower, and experts anticipate that the downward pressure on rates will provide opportunities for buyers. ....

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Hochul's aim to alter state's bail laws discussed at hearing

Hochul's aim to alter state's bail laws discussed at hearing New York State ....

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