that according to one of the architects of obamacare, he told me, couple weeks ago, when the insurance pool is imbalanced too many sick people in and not enough healthy people that could be the beginning of the death spiral, means end of obamacare. just humana, are other companies saying that? no, what is going on here is they signed up, about 2 million people. there are more than 20 million people that are eligible for this program. so they have seigned up less thn 10% of the uninsured. no way you can have a risk pool, until you get to 70% of the people. they re off to a very bad start in terms of having a sustainable risk pool here. the fundamental problem is that misdemeanthat that-many people are passing on buying the insurance. costs them too much after tax