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Higher multiple was because of cross selling. Made that point many times, quite some time, a higher multiple than the peer group as a result of the benefits of being able to sell in a sense across the product categories across the banks many different divisions. And she showed all the evidence in the form of earnings transcripts, which jim likes, as well meantime, at the same time, weve been hearing from the former ceo of equifax. Our aditi roy has been listening in to that one and has some of the recent developments ch what have we heard we have been sitting in on this hearing its still under way right now with former equifax ceo Richard Smith getting grilled by 23 lawmakers on this house subcommittee heres what weve learned so far. When smith was questioned about why it took the company 40 days to notify the public about the breach, he said initially they didnt understand the scope of the breach, initially it was termed as suspicious activity and they didnt know the scope and breadth

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