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HMDA Audit, QC, TPO Products; Conforming Conventional News; LoanCare Attack; Strong GDP Report; New Loan Limits

There is always non-mortgage financial news. Mark Cuban is both selling his share in the Dallas Mavericks and leaving Shark Tank. Berkshire Hathaway’s Vice Chairman Charlie Munger has died. When I want something bougie to give as a Christmas present, I go to… Alabama? U.S. airlines lose 2 million suitcases a year, and they all go here along with the contents up for sale. Will Rogers came up with, “Things will get better… Despite our efforts to improve them.” Things certainly aren’t getting better in the credit & verification world. Costs keep going up. Blame the CRAs (credit reporting agencies), Fair Isaac, or the bureaus (Experian, Transunion, or Equifax). Lenders of all shapes and sizes have a renewed interest in managing those costs. At this point, why wouldn’t you charge the borrower up front? Meanwhile, originators are continuing to scramble for business, despite rates having dropped somewhat in recent weeks. (STRATMOR&# ....

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Arizonans protest to stop funding Israeli violence against Palestinians

On Monday, Arizonans gathered at the State Capitol to honor the dead in the war between Israel and Hamas, and demand a halt to the killing. Liz Hourican, one of the protest organizers, said the event was intended to call on Congress and policymakers to support a ceasefire, enable greater humanitarian access to Gaza and stop the use of American tax dollars for Israel to buy weapons that have killed more than 11,000 Palestinians, including over 4,500 children. Hourican said it s time to question what she calls the United States "blind support of Israel." "The security state that we the taxpayer have long been paying for - and they have a special exemption, with regards to weapons and military funding, etc," she said. . ....

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Postal Workers become largest union to demand ceasefire in Gaza

One of the nation s largest labor unions has become the latest organization to demand a ceasefire in Gaza as Israel s war with Hamas plays out. The American Postal Workers Union announced on Wednesday that its members are "shocked and saddened by the tragic and ongoing violence in Israel and Palestine." The statement condemned the Hamas violence of Oct. 7 but also said Israel s response "has made the prospects for peace more remote." APWU Detroit local president Keith Combs said an estimated 4,000 children are among more than 10,000 deaths in the conflict so far. . ....

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